Hyundai is delving into the realm of big data. The Korean automaker is partnering with Verisk, a data analytics firm, to offer usage-based insurance to its customers. The scheme could help Hyundai owners save money on insurance, but only if they agree to share their data. Vehicles equipped with Hyundai's BlueLink telematics platform will be able to send data to the Verisk Data Exchange, a massive automotive-data stockpile that insurance companies use to determine rates. Owners who opt into the program will get a Verisk Driving Score based on their driving behavior. If drivers demonstrate low-risk behavior, or just don't drive that much, they may get a lower insurance rate.